 |
Effective
July 22, 2008
| PASSBOOK
SAVINGS ACCOUNT
|
| Adult |
Minimum
to open: $25.00 |
| Minimum
to earn annual percentage yield: $5.00 |
| Interest
rate: 1.25% |
| Annual
percentage yield: 1.26% |
| |
| Student |
Minimum
to open: $5.00 |
| Minimum
to earn annual percentage yield: $5.00 |
| Interest
rate: 1.25% |
| Annual
percentage yield: 1.26% |

| MONEY
MARKET DEPOSIT ACCOUNT |
| Minimum
to open: $2,500.00 |
| Minimum
to earn annual percentage yield: $2,500.00 |
| Interest
rate: 3.00% |
| Annual
percentage yield: 3.04% |
| Any
amount less than $2,500.00 earns
an interest rate of 1.00% and an annual percentage
rate of 1.00%. |

| 6
MONTH CD |
| Minimum
to open: $1,000.00 |
| Minimum
to earn annual percentage yield: $1,000.00 |
Interest
rate: 3.00% |
| Annual
percentage yield: 3.02% |

| 12
MONTH CD |
| Minimum
to open: $1,000.00 |
| Minimum
to earn annual percentage yield: $1,000.00 |
Interest
rate: 3.25% |
| Annual
percentage yield: 3.30% |

| 18
MONTH CD |
| Minimum
to open: $1,000.00 |
| Minimum
to earn annual percentage yield: $1,000.00 |
Interest
rate: 3.25% |
| Annual
percentage yield: 3.30% |

| 24
MONTH CD |
| Minimum
to open: $1,000.00 |
| Minimum
to earn annual percentage yield: $1,000.00 |
Interest
rate: 3.25% |
| Annual
percentage yield: 3.30% |

| 30
MONTH CD |
| Minimum
to open: $1,000.00 |
| Minimum
to earn annual percentage yield: $1,000.00 |
Interest
rate: 3.50% |
| Annual
percentage yield: 3.56% |

| 36
MONTH CD |
| Minimum
to open: $1,000.00 |
| Minimum
to earn annual percentage yield: $1,000.00 |
Interest
rate: 3.50% |
| Annual
percentage yield: 3.56% |

| 48
MONTH CD |
| Minimum
to open: $1,000.00 |
| Minimum
to earn annual percentage yield: $1,000.00 |
Interest
rate: 3.75% |
| Annual
percentage yield: 3.82% |

| 60
MONTH CD |
| Minimum
to open: $1,000.00 |
| Minimum
to earn annual percentage yield: $1,000.00 |
Interest
rate: 3.75% |
| Annual
percentage yield: 3.82% |

All
quoted are subject to
change without notice. For current rates, please
call 207-288-3685.
|