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At Bar Harbor Savings and Loan, we honor
community values. Our members are important to us,
and we are grateful to them for choosing us as their
bank. We work hard to provide them with the sound
advice and extra personal service that make banking
with us a pleasant experience, and it shows…
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Jeff and Suzanne Wooster
“One of the beauties of the Bar Harbor Savings and Loan is that the faces are always familiar,” says Jeff Wooster. He has banked there for many years, and likes doing business with people who know him by name. “My Dad’s first and only mortgage was with the Savings and Loan, and we also had savings accounts there as kids. I remember the little books we saved our coins in,” reminisces Suzanne. Both Jeff and Suzanne have been customers of the bank for years. Jeff’s first house was mortgaged through the Savings and Loan, and so is the home he and Suzanne share. “It was so comfortable working with them the first time I had no reason to go elsewhere. We have a lot of history.” We thank Suzanne and Jeff for continuing history and choosing Bar Harbor Savings and Loan as their bank.
Jeff and Suzanne Wooster |
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The Langley Family
Kevin and Geneva Langley moved into the home Kevin grew up in, and find the combination of a family home and a local bank gives them a strong sense of community. “Not only did we buy my parents’ house, we used the same bank for our mortgage that my dad uses,” Kevin says. But they were quick to make their home their own, reflecting their taste and style. They also have their own reasons for choosing Bar Harbor Savings and Loan. “We like that our loan is kept local, not sold to some unknown entity. And that they always find time to see us, never make us wait days or weeks for an appointment,“ Kevin says. Geneva agrees, “It is just so personal and friendly,” she says. “And Maddie likes it for the lollies!” We are proud to help Kevin and Geneva keep their banking local, and we thank them for choosing Bar Harbor Savings and Loan as their bank.
Geneva and Kevin Langley with Graham and Maddie |
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Denise Morgan and Jim Goodson
Denise Morgan and Jim Goodson had their staff trained in CPR by Bar Harbor Savings and Loan’s CEO Bill Weir. “He was willing to accommodate our tricky schedules, to meet with us evenings, and just made getting everyone certified so easy.” says Denise. When Jim and Denise decided to buy a house, they chose the Savings and Loan for their mortgage. “The rates were good, and we really liked that it is a community bank,” Jim says. They discovered the mortgage process was easy, too. “They always did what needed to be done before we had to ask.” Denise adds, “They are extremely professional and knowledgeable, but what I really like is going in with our passbook, and not feeling nameless and faceless.” At Bar Harbor Savings and Loan we know all our customers’ names, and thank each and every one for choosing the Bar Harbor Savings and Loan as their bank.
Denise Morgan and Jim Goodson |
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Linda Hoppe and Bernie Fogg
“I started banking here forty years ago, and it is still as easy and friendly as it was then,” Linda Hoppe says. She recalls a teller helping her youngest son deposit the money he earned selling nightcrawlers, and the passbooks with handwritten entries. “So many banks have sold out, they have dozens of branches, and are always changing the way the statement looks. I can never find anything!” Bernie Fogg agrees, and adds that he switched to the Bar Harbor Savings and Loan after moving back to Bar Harbor. “Their interest rates were better, and if there are any problems or concerns about my deposits, they take care of them right away, no run-around, no waiting.” Treasure makes a soft bark. “And they never make Treasure or Amigo wait for treats, either,“ Linda says. At Bar Harbor Savings and Loan we welcome Linda and Bernie and all our valued customers, and we work hard to keep anyone from waiting.
Linda Hoppe and Bernie Fogg with Treasure and Amigo |
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Holly Masterson
“I loved this house when I rented, and when Eden came along I wanted it to be ours,” Holly Masterson says of her picture-perfect cottage. Holly was a first-time home buyer, and did not have a perfect credit score. But she is a hard worker, and the unflagging energy she uses to work long hours shrimping, fishing or in the family greenhouse were directed to making this house her home. Her family advised, “Don’t worry about a few no’s, just keeping asking ‘til you get a yes.” Holly found her mortgage at Bar Harbor Savings and Loan, as well as a supportive banking partner. “Whenever I had a question or needed paperwork adjusted, they always said, ‘We’ll take care of it.’ And they always did!” At Bar Harbor Savings and Loan we take care of the details so Holly and other first-time house buyers can enjoy their new homes.
Holly Masterson and her daughter Eden |
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Nancy and John Buckwalter
Nancy and John Buckwalter refinanced so they could do some remodelling. But Nancy has an hour commute and finding the time for a closing during business hours was just not working. “It was difficult for me to leave my job early, so we had the closing right here in the kitchen,” Nancy laughs, “Not many banks give that kind of service.” “Closings can be a cold paper excerise–checks and forms going back and forth–but the Savings and Loan makes it personal, and takes the time to explain every page you are signing,” John says. Nancy and John also like that Bar Harbor Savings and Loan did not take federal stimulus money. “It speaks for their values, and that the bank is strong and healthy and did not need it. We respect that,” John says. Bar Harbor Savings and Loan thanks the Buckwalters for choosing us as their bank, and we are always willing to explain the mortgage process to our customers.
Nancy and John Buckwalter |
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Judy Morgan
Ten years ago Judy Morgan was sent to Maine by her employer to attend a workshop. “I thought I would be bored here, but I was enchanted,” Judy says. “This place immediately felt like home.” Six months later she moved here. “I bought the land, and drew up the plans for the house and prepared to act as general contractor. The Bar Harbor Savings and Loan looked at my plans and approved my construction loan. It was a great vote of confidence.” Between learning about financing options, applying for and setting up a construction loan, and stopping in to make payments, Judy has gotten to know everyone in the bank. She says the personal service is outstanding. “You’d think my loan was the only one they had to service,” she says. At Bar Harbor Savings and Loan we treat every loan with the personal care and attention it deserves, and we thank Judy and all our customers for choosing us as their bank.
Judy Morgan |
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The Johnston Family
“Be careful what you wish for,” Angi Johnston says. “I made a list of goals while at school and sadly, when I was offered my dream job, knew it meant leaving Mount Desert Island.” It wasn’t very long before she realized Maine was home, and she soon moved back. She and Keith, who she had met at University of Maine, married and started house-hunting. A Day Mountain building lot was just right. They wasted no time, getting their mortgage with the Bar Harbor Savings and Loan, breaking ground in May and moving in by Thanksgiving. “My dad is a builder, he was here almost every day. I worked on it, Angi’s dad moved here just to help build it, and Angi and I did the plans. It was a real family affair!” Keith says. Going to the bank each month has become a family affair, too. They chose the Bar Harbor Savings and Loan for rates and service, but they also like the small town feeling. “We are treated personally, it is convenient–and we can go next door for a shake,” Keith laughs. Gwen adds, “And I like the treats there!” We thank the Johnstons for choosing Bar Harbor Savings and Loan as their family bank.
Keith and Angela Johnston with daughter Gwen, and Kayla the lab |
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Elsie Flemings
Elsie Flemings knew what she wanted–a house that was in-town, close to shops and services, but still private. She found it, and she knows this will always be home. “I love this community,” she says. “I have friends of all ages and backgrounds. People are so caring. And I love the outdoors–living here I can hike, bike, and canoe whenever I have the chance.” That may not be as often as she would like. As many Mainers do, Elsie has a number of jobs. She is our District 35 State Representative, Director of the Union River Watershed Coalition, and Community Organizer with Healthy Acadia. “I have always been interested in community-based public service,” she says. “I feel compelled to do whatever I can to protect what we value.” And a strong community is at the top of that list. “Bar Harbor Savings and Loan is a true community bank, it’s one of the reasons I chose them,” she says. “They work hard for people, to help people be able to live and work here.” We thank Elsie for choosing Bar Harbor Savings and Loan, and for helping make our community a stronger one.
Elsie Flemings |
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Keith Davis and Susan Pink
Susan Pink and Keith Davis have brought back the famous Harbor Bar ice cream sandwich. Starting a business can be complicated, and the couple looked to Bar Harbor Savings and Loan for help. “Their advice was invaluable,” Keith says. And when they wanted to refinance their home, they knew just where to turn. “Everything went through without a hitch,” Susan says. The old-fashioned friendliness of the Savings and Loan appeals to them as well. Passbooks and first names strike the same nostalgic chord that inspired them to bring back Harbor Bars. Susan and Keith think they live in Eden, and are glad to have a bank that supports that view. We are proud to help Susan Pink and Keith Davis keep their banking local, and we thank them for choosing Bar Harbor Savings and Loan as their bank.
Keith Davis and Susan Pink with Bradley |
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Kathy MacCulloch
Kathy MacCulloch has lived and worked in Bar Harbor for over twenty years. Several times she moved away to be closer to family, but she always came back. “This felt like home, and I just never found that anywhere else,“ she says. When her house came on the market she knew she had to have it, and now she and her children are really home. “We walk everywhere—to the library, to church, and to Bar Harbor Savings and Loan,” Kathy says. She went to several banks before getting her mortgage with the Savings and Loan. “I don’t know why I didn’t come here first. The kids have savings accounts here, and the hometown feeling I get when I go in is something money can’t buy.” Kathy was so excited to be a homeowner that she made her first payment two weeks early. “Let’s hope I am as excited when I make my 360th payment, “ she laughs. We hope so, too, and thank Kathy for making Bar Harbor Savings and Loan her bank.
Kathy MacCulloch |
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Dru Colbert and Nancy Andrews
Doggie treats may not be a reason to choose a bank, but personal service is. “We felt that they put us first and really had our interests at heart.” Nancy Andrews says. “They set up our mortgage for automatic payment, gave us advice about not getting in over our heads, and gave personal, individual attention to our loan.” “We recommend them to anyone we know who is thinking of buying a house,“ Dru Colbert adds. “It feels so stable. I like that it is all community money, people helping each other. Our payments are electronic, but we stop by the bank just to be social and get a treat for Gracie. They are the best treats in town, hands down!” At Bar Harbor Savings and Loan we give every account personal, individual service. We thank Nancy and Dru for choosing Bar Harbor Savings and Loan as their bank.
Dru Colbert and Nancy Andrews with Gracie |
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The Pritchard Family
And a first mortgage with Bar Harbor Savings and Loan. That is a lot of firsts, and Becky and Michael Pritchard couldn’t be happier. “We look forward to seeing Alison take her first steps here, too,” Becky says. “This is a great place to raise a child, it is a real community.” ”Honestly,” Michael says, “the Savings and Loan made it so easy, we feel lucky they were recommended to us.” They are planning another first, too–starting a savings account for Alison. Where? Bar Harbor Savings and Loan of course. She will grow up with the bank a part of her life. At Bar Harbor Savings and Loan we work hard to make banking easy for our customers. We thank the Pritchard family for choosing Bar Harbor Savings and Loan as their bank.
Michael and Becky Pritchard with daughter Alison |
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| Sue Haynes
Sue Haynes had never gone through the
process of getting a mortgage, so she asked for help.
Her financial planners reviewed all the information
she had gotten, and recommended that she use the Savings
and Loan. “They said it was the best deal,”
Sue says, “and that was very important for me.“
The process was also very easy. Sue says
she never felt intimidated, and when she asked question
after question, she got answers quickly with helpfulness
and understanding. “I feel so comfortable when
I walk into the bank. It is a very good, small-town,
friendly feeling.”
Sue Haynes is the author of Creative
Mavericks: Beacons of Authentic Learning
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| The Bolt Family
When Dwayne and Jacqueline Bolt’s
lease expired, they knew it was time to find a home
for their family. They work on MDI and wanted their
kids to go to school here, too. “Family is important.
We want to be able to go to school functions, bring
the kids to local events, and be part of the community
as a family,” Jacqueline says. “Northeast
Creek Neighborhood was just the right fit for us, and
so was the Bar Harbor Savings and Loan.“
“We asked a lot of people about
where to get our mortgage, and everyone who had used
the Savings and Loan said they were great,” says
Dwayne. Jacqueline adds, “They stood by their
word. At no time in this process did I doubt that they
would do what they said. I recommend them to anyone
looking for a mortgage.”
Dwayne and Jacqueline with Keefer
and Chloe
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| The Williams
Family
Bob and Amanda Williams had tried several
banks for a mortgage before approaching Bar Harbor Savings
and Loan. “They promised they would help us find
a way to finance our home and a building for my business,
Island Pet Grooming,” says Amanda, “and
we knew they meant it.” Bob agrees, “And
having the business right here is great for the family.
Amanda can spend more time with the kids, and they can
help her out.”
“Getting to closing wasn’t
as smooth as it could have been, but the Savings and
Loan stuck it out. They were really there for us,”
Amanda adds.
Bob, Amanda, Derek, Cassie with Moxie,
and in front, Madison and Acadia |
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| Katie and
Marisa Prestinari
Katie and Marisa Prestinari are carrying
on a family tradition of saving for the future. Their
grandparents and parents started them out with savings
accounts at Bar Harbor Savings and Loan, and so they
learned early the habit of saving. Growing up and helping
their parents, Chuck and Dee Dee, at their store The
Blueberry Patch, they also learned early the value of
hard work.
The Savings and Loan has always been a
part of their life, and they cherish the feeling of
community they have there. “They are so friendly,”
says Katie. “They always ask how we are and seem
genuinely happy to see us.” Marisa adds, “It
doesn’t feel like a bank at all.” |
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| Nancy Godfrey
and Beth Russell
First-time home buying can be an arduous
process, but for Nancy Godfrey and Beth Russell it went
smoothly from start to finish. “We never had to
call. The Savings and Loan was always right on top of
things,” Nancy says. Beth agrees, “And they
were fast! They turned our paperwork around in 24 hours.”
Full-time employees at The Jackson Laboratory, living
close to work was a priority.
Nancy says that the Savings and Loan was
flexible and willing to find a way to make the numbers
work. Nancy and Beth also like the hometown feel. “It
is nice to be greeted by name, and know we are not just
another account,” says Beth. “They really
care.”
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| Mike Woodard
Mike Woodard and Ginger Constantine bought
their first house on Mount Desert Island 24 years ago,
and have used the Bar Harbor Savings and Loan for all
their mortgages since then. “We’ve been
tempted by other financing offers, but when we really
take a look at switching, we always recall that the
Savings and Loan was willing to invest in us as people,
not just property. It’s all about trust and loyalty.”
Mike, who owns Mike! Woodard Realty, often
sends clients to the Savings and Loan. “The bank
always makes our homebuyers feel really welcome, and
keeps the process and paperwork really simple.”At
Bar Harbor Savings and Loan all our customers are welcome
anytime the door is open. We thank them, Mike, and Ginger
for choosing Bar Harbor Savings and Loan as their bank.
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| Eddie Monat
and Edna Martin
Edna Martin and Eddie Monat spend as much
time on the water as they can. Running the Dive-in Theater,
which introduces kids and adults to the amazing life
beneath the waves, and teaching diving doesn’t
leave much time for meetings with the bank. “They
made it about as easy as it could be,” Edna says.
“They are just really super people,” Eddie
adds. Being able to live in the same community where
they have their business is important to them. “I
don’t think we could have bought our house if
we didn’t get help from the Savings and Loan,”
Eddie says.
Eddie and Edna with Halo and Leviathan
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| Jeff and Lisa
Camber
Jeff and Lisa Camber have built a home
and a life based on hard work, family values, and giving
from the heart. They raised their kids on property that
has been in the family for generations, and created
businesses that keep them working together.
At Back Meadow Farm, Lisa hand-picks
blueberries, has a flourishing wreath business, and
does the bookkeeping. Jeff harvests blueberries, sells
firewood, and does whatever needs to be done. When they
decided to renovate some homes for rental properties,
they called the Savings and Loan. “They worked
hard for us,“ Jeff says. “We respect that,
and have been banking there ever since.”
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| Dave and Natalie
Smith
Dave and Natalie Smith chose to live and
work on Mount Desert Island so they could be close to
all the outdoor activities they love, the changing seasons,
and the comfort of being part of a small community.
“The park, the trails, the mountains, they are
all part of our backyard, “ says Dave. “People
here are easy to know,” says Natalie. “I
knew it was home the minute I got here.”
Working with Bar Harbor Savings and Loan
was easy, too. “They are always so positive,”
says Dave. A seasonal employee for Acadia National Park,
Dave is a law enforcement specialist and helps protect
the community that he and Natalie call home.
Ranger Dave and Natalie Smith with Ginger
and Brook
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| Jeff Miller
Jeff Miller, a full-time broker with Lynam
Real Estate, has bought and sold a business, and purchased
investment properties and a home, so he knows about
mortgages from many points of view. When he or a client
needs financing, Bar Harbor Savings and Loan is at the
top of his list. “
When I went to refinance, they recognized
what I had accomplished and really made me feel appreciated,”
Jeff says. He also likes their competitive rates and
positive attitude. “They never said, ‘We’ll
have to see if we can do it.’ It was always, ‘Let’s
see how we can do this.’ That can-do attitude
worked for me, and it works for my clients, too.” |
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| Lynne and
Mike Staggs
Lynne and Mike Staggs have full-time jobs
and busy lives. They also haul used vegetable oil to
turn into biofuel that they use to heat their home and
power their cars. They did a lot of research before
making fuel at home, and they did a lot of research
before they refinanced. “The Savings and Loan
answered all our questions, “ Lynne says. “We
wanted split payments, direct deposit… they were
very accommodating,” Mike says.
Lynne, Molly and Mike Staggs in front
of Bio Desl, which runs on recycled vegetable oil |
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| Aaron Sprague
Aaron Sprague has lived and worked in
Bar Harbor most of his life, bussing tables at Poor
Boy’s Restaurant while in high school, and working
there after college as a server and manager. When he
had the opportunity to buy a house, his employer, Kathleen
Field, encouraged him.
“I had never even bought a car before,
and had no credit history, but the Savings and Loan
took a chance on me,” Aaron says. “I now
own my own home in the town I grew up in, and plan to
stay in.” |
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| The Avila
Family
When Kyle and Lelania Avila learned their
mortgage had been sold to an out-of-state bank, they
decided to see what they could find locally. A friend
told them about Bar Harbor Savings and Loan, and after
one visit they knew they had found their bank. “It
felt like a better option, knowing our money would be
helping other families right here in the community,”
Kyle says. “They are so friendly, and I felt that
we were respected there,” Lelania adds. Raising
a family in the community they have chosen, they are
glad to keep their mortgage here, too.
Elijah, Lelania, Kyle and Rosie Avila |
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| Colin Capers,
Kira Kendall and Amanda Kendall
When Colin, Amanda and Kira found their
home, they looked around for the best way to finance
it. Because they are a family that believes in the importance
of community, they chose Bar Harbor Savings & Loan.
Colin works to provide more opportunities for community
theatre at the Criterion, and Amanda is on the board
of the MDI Coop and supports local farmers through her
business, Sassafrass Catering, while Kira fundraises
for the MDI Skatepark. They also say the ease with which
the bank helped them through the maze of the application
and finance processes appealed to them. |
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